The Quality Club Checking
  • $100 minimum deposit to open account
  • No minimum balance required with a $7.00 per month service charge
  • No service charge on first 30 checks per month. A $.10 handling charge will be assessed for all checks exceeding 30 per monthly statement cycle
  • Accidental Death Insurance*
  • Discount on small safe deposit box
  • No service charge for license sticker renewal (limit two per year)
  • Travel and recreation discounts Leisure Discounts*
  • No fee money orders or cashier’s checks (limit three each)
  • Cash Back Member Rewards* $40 Rebate Rewards each year
  • IDProtect®, our identity theft monitoring and resolution service* ID Theft Protection
  • Roadside Assistance*
  • Cell phone Protection*
  • Credit File Monitoring*
  • Much more!

*Some benefits require registration/activation and additional terms and conditions may apply. See Disclosure for complete benefit descriptions and full details of coverage and exclusions.

Regular Checking
  • $100 minimum deposit to open account
  • Minimum balance of $750 or a surcharge applies
  • $3.50 surcharge applies if balance is $350-$749
  • $7.00 surcharge applies if under $350 balance
  • Unlimited check writing
Now Checking
  • $100 minimum deposit to open account
  • Minimum balance of $750 or a $7.50 surcharge applies
  • Interest bearing
  • Unlimited check writing
Super First Checking
  • $100 minimum deposit to open account
  • Minimum balance of $2,500 or a $7.50 surcharge applies
  • Interest is tiered according to your balance on deposit
First Class Club

Bearing Option available

  • Must be age 50 or better
  • $100 minimum deposit to open account
  • No minimum balance required with a $5.00 per month service charge
  • No charge for personalized club checks
  • No fee money orders or cashier’s checks (limit three each)
  • No charge for small safe deposit box, subject to availability
  • No charge for notary service
  • No service charge for license sticker renewal (limit two per year)
Student Checking
  • Available to high school or college students
  • Account holder must be a child of current account holder
  • $100 minimum deposit to open account
  • No minimum balance required while a student-Once the set graduation date passes, the account will act as a regular checking account with fees pursuant to that account
Senior Checking
  • Must be age 62 or better
  • $100 minimum deposit to open account
  • No minimum balance required
Young couple meeting with advisor
Personal Savings
  • $100 minimum deposit to open account
  • Competitive variable rate of interest
  • Interest is paid semi-annually on June 30 and December 31
  • Statements are mailed at minimum quarterly
Minor Savings
  • $25 minimum deposit to open account
  • Competitive variable rate of interest
  • Interest is paid semi-annually on June 30 and December 31
  • Statements are mailed at minimum quarterly
Christmas Club Savings
  • $5 minimum deposit to open account
  • No minimum balance required
  • Christmas Club funds dispersed in early November
Man checking his phone and statement
Certificates of Deposit

Peace of mind comes with our CDs. CDs are the answer to a safe and profitable way to invest your money at a rate that is guaranteed for the length of the term. With CD’s your dollars are FDIC insured so you can have the peace of mind that your money is safe and working for you. For your convenience use the Electronic Deposit Insurance Estimator (EDIE) to learn more about your insurance coverage www.fdic.gov/edie/.

  • Minimum deposit of $1000
  • Terms from 90 days to 5 years
  • Interest rates are subject to change; however, they are fixed for the term of the CD
  • Interest paid semi-annually or at maturity
  • Interest can be deposited to another FNB account
  • Automatic renewal for your convenience
  • Accounts are subject to penalties for early withdrawal
Individual Retirement Account

Plan for the future by investing today. IRAs are savings plans that provide income tax advantages for retirement savings. We offer a variety of IRA plans to fit every investor’s goals including Traditional, ROTH, SEP and Educational. Please see our Customer Service Representatives for further details.

  • Minimum deposit of $100
  • Terms from 12 months to 60 months
  • Interest rates are subject to change; however, they are fixed for the term of the IRA
  • Interest paid semi-annually or at maturity
  • Automatic renewal for your convenience
Senior Couple checking bank account on smart phone

Personal Product Rates Last Updated: August 4, 2022

AccountsMin. Opening DepositInterest RateAPY*
NOW Accountb $100.00 .05% .05%
Super NOW Accountb $100.00 .05% .05%
Super First Accountb, e Daily Balances of:

no

no

no

up to $2,499.99 $100.00 .05% .05%
$2,500.00 - 9,999.99 $100.00 .05% .05%
$10,000.00 - 24,999.99 $100.00 .10% .10%
$25,000.00 - 49,999.99 $100.00 .15% .15%
$50,000.00 and up $100.00 .30% .30%
Quality Club NOW Accountb $100.00 .05% .05%
Quality Club Super NOW Accountb $100.00 .05% .05%
Health Savings Accountb $100.00 35% 35%
Regular Savingsb $100.00 .05% .05%
First Premium Savingsb Daily Balances of:

no

no

no

up to $9,999.99 $100.00 .05% .05%
$10,000.00 - 24,999.99 $100.00 .05% .05%
$25,000.00 - 49,999.99 $100.00 .15% .15%
$50,000.00 and up $100.00 .30% .30%
Christmas Club Accountb $5.00 .10% .10%
First Class Interest Bearing Clubb $100.00 .05% .05%

Saturday, October 1st, 2022

10:11 AM